Legal and insurance work is boring until it saves you. The objective is simple: protect yourself from the biggest downside risks while keeping admin manageable.
Key takeaways
Get your lease reviewed.
Use written contracts for staff, suppliers, and partners.
Carry the minimum insurance set (liability + work injury + fire).
Protect your brand name early if it matters.
Contracts to prioritise
Lease agreement
Employment contracts
Supplier agreements (for critical categories)
Catering contracts (if doing events)
NDAs where needed (recipes, pricing, customer lists)
Insurance essentials (minimum set)
✔
Typical minimum for many F&B
Public + product liability
Work injury compensation (mandatory)
Fire (and where appropriate, business interruption)
Employment basics (quick reminders)
Written contract issued promptly
Clear overtime/rest day rules where applicable
Proper records (payslips, rosters)
IP & brand protection
Simple priority order
1) Lock down domain + social handles
2) Trademark if you’re scaling or investing heavily
Checklists
Templates (free, export-ready)
📄
These are designed to export cleanly as a PDF worksheet.
Contract tracker (fill-in)
Contract
Counterparty
Start date
End/renewal date
Owner
Status
Notes / link
Draft / Signed / Renewing / Closed
Insurance renewal tracker (minimum) (fill-in)
Policy
Provider
Coverage summary
Renewal date
Owner
Notes / proof
Public + product liability
Work injury compensation (WIC)
Fire / BI (if applicable)
🔒
Members get deeper packs (commercial negotiation + compliance kits) for lease terms, disputes, and risk controls.
